THE
MEANING OF "NEXT OF KIN"
The term “NEXT OF KIN” simpliciter, does not
confer the right of inheritance on the person so named.
If so, of what use is the term?"
INTRODUCTION
The meaning and the legal
implication of the term “NEXT OF KIN” have been constantly
misunderstood by the ordinary public.
It appears, though erroneously, that many people think
that once you are appointed the NEXT OF KIN OF A
PERSON, it automatically gives you the right to inherit the person’s
estate upon his demise.
In fact, many people think that,
a NEXT OF KIN gives an exclusive right over a person’s
property.
The above erroneous
belief and understanding of the
term NEXT OF KIN has made many people to shy away
from the need to make a Will.
This is because, they think appointing
a NEXT OF KIN, is a way of naming your beneficiary.
However, the above assumption is not in conformity with
the law.
It must be noted that, IGNORANCE OF THE LAW IS
NOT AN EXCUSE.
WHAT THEN IS THE MEANING OF THE TERM
“NEXT OF KIN”?
The term, NEXT OF KIN has been
described as the nearest blood relative of a person.
See JOSEPH v FAJEMILEHIN O.O & Anor (2012)
LPELR-9849(CA).
The term can also refer to a person who can be
contacted or notified in cases of emergencies or eventualities.
For instance, one of the forms that is
usually filled while on transit, requires the
information of NEXT OF KIN.
This is needed in case of any accident.
In other words, where there is an accident involving that
person, his NEXT OF KIN shall be notified or informed.
Also, the term is constantly put into
use by hospitals.
In this case, NEXT OF KIN means a
person who can make medical decisions for a person who is
incapacitated or unable to do so, during emergencies.
The term is also frequently used in financial
documents by banks and other financial institutions.
In this instance, NEXT OF KIN means a
person who can ensure that the proper steps are taken towards the
recovery of the money held at the bank, at the
demise of the owner. In other words, being a NEXT OF KIN of a
person, as regards his money in the bank, does not give a
right to inherit such money, either partly or as a whole.
WHAT IS THE LEGAL IMPLICATION OF THE
TERM NEXT OF KIN AS IT RELATES TO THE
LAW OF SUCCESSION?
It must be noted that
appointment of a NEXT OF KIN is not a substitute to the
making of a valid WILL.
The reason is because, when a person dies testate (that
is, the person made a valid Will), the
matter of NEXT OF KIN is of no
relevance.
The estate of a deceased person who dies
testate is distributed strictly according to the Will.
Thus, his NEXT OF KIN will only be
entitled to his estate, if the WILL says so.
On the other hand, in a situation where the deceased died
intestate (that is, without making a valid Will), the question of the
distribution of his estate is governed by the law. The current
law in Ghana is the Intestate succession Law (PNDC Law 111). It provides how
the estate must be shared for spouse, children, parents and the extended family
as well.
The person seeking to use the Interstate Succession Law
will have to apply for letters of Administration from a court of competent
jurisdiction and it is only when the Letters of Administration has been granted
that this person who has now become the administrator of the estate of the
deceased, can share the estate in accordance with the law.
In other words, SUCCESSION IS
REGULATED BY LAW.
It is only those entitled by law to inherit
a deceased person’s estate that can do so.
A NEXT OF KIN is not
one of such persons.
However, this is without prejudice to his
right to inherit on a personal ground.
Thus, if the person so named as
a NEXT OF KIN is the son of the deceased, he is
entitled to inherit, not as a NEXT OF KIN, but because
he is the legitimate son of the deceased.
Also, if the person so named as
a NEXT OF KIN, is also named in a valid Will
made by the deceased, he is entitled to an inheritance not
because he is a NEXT OF KIN, rather, because, he is named in the
WILL.
CONCLUSION
A NEXT OF KIN, WHO IS USUALLY A BLOOD
RELATIVE, THOUGH NOT ALWAYS, HAS NO LEGAL
RIGHT OF INHERITANCE by virtue of his status as
a NEXT OF KIN simpliciter.
However, it must be noted that the
appointment of a NEXT OF KIN IS NOT A MEANS OR
METHOD OF NAMING AN HEIR.
A NEXT OF KIN IS NOT RECOGNISED AS AN
HEIR UNDER THE LAW OF SUCCESSION.
Therefore, NEXT OF KIN, _STRICTO SENSU, _
does not by any stretch of imagination, entitle the person
so named an automatic right of inheritance.
If the person so named as
a NEXT OF KIN is not entitled either by the WILL
or by other laws of inheritance, to inherit, he
cannot be conferred with the right of inheritance by the
mere fact that he is named as a NEXT OF KIN.
It is hereby submitted that when it
comes to the law of succession, the
term NEXT OF KIN HAS NO LEGAL IMPLICATION.
It therefore does not confer the
right of inheritance
Thus, it is
erroneous and unlawful for anyone to claim any inheritance
on the singularly reason that he is named as
a NEXT OF KIN.
Such claims have no legal basis and are
unfounded.
This was originally written by B.C OBILOR Esq of the
Federal republic of Nigeria but edited and modified to suit the Ghanaian
situation by RICHARD AMARH ESQ of Ghana.
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Very educative;
ReplyDeletethanks Richard. But what are the process available for a person name next of king in a bank document to recover monies of a deceased from the the bank?
Lucid point
ReplyDelete